:root{--teal:#0d6b5e;--teal-dark:#094d44;--teal-light:#12897a;--gold:#f5c842;--gold-dark:#d4a800;--navy:#1a2340;--white:#fff;--off:#f5f7f6;--gray:#6b7280;--wa:#25d366;--text:#111827;--r:14px}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;color:var(--text);background:var(--white);line-height:1.6}
h1,h2,h3,h4,.logo-text{font-family:'Syne',sans-serif;line-height:1.15}
.container{max-width:1100px;margin:0 auto;padding:0 22px}
a{color:var(--teal)}
.nav{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid #eef0ef;z-index:50}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--navy)}
.logo-icon{width:34px;height:34px;border-radius:9px;background:var(--teal);color:#fff;font-family:'Syne';font-weight:800;display:grid;place-items:center;font-size:.95rem}
.logo-text{font-weight:800;font-size:1.15rem;color:var(--navy)}.logo-text span{color:var(--gold-dark)}
.tag{display:inline-block;background:var(--gold);color:var(--navy);font-family:'Syne';font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:5px 12px;border-radius:999px;margin-bottom:14px}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:'Syne';font-weight:700;text-decoration:none;border-radius:999px;padding:13px 26px;transition:.15s;border:none;cursor:pointer;font-size:.95rem}
.btn.sm{padding:9px 16px;font-size:.82rem}
.btn.big{padding:16px 30px;font-size:1.02rem}
.btn-wa{background:var(--wa);color:#fff}.btn-wa:hover{filter:brightness(.95)}
.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-dark)}
.hero{background:linear-gradient(160deg,#e9f5f2 0%,#f5f7f6 60%);padding:46px 0 40px;border-bottom:1px solid #eaefed}
.crumbs{font-size:.8rem;color:var(--gray);margin-bottom:14px}.crumbs a{color:var(--gray);text-decoration:none}.crumbs a:hover{color:var(--teal)}
.hero h1{font-size:2.35rem;color:var(--navy);margin-bottom:12px}
.lead{font-size:1.12rem;color:#374151;max-width:720px;margin-bottom:22px}
.micro{font-size:.8rem;color:var(--gray);margin-top:10px}
.band{padding:40px 0}.band.alt{background:var(--off)}
h2{font-size:1.55rem;color:var(--navy);margin-bottom:20px}
h3{font-size:1.08rem;color:var(--navy)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{background:#fff;border:1px solid #eef0ef;border-radius:var(--r);padding:22px}
.step .n{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--teal);color:#fff;font-family:'Syne';font-weight:800;margin-bottom:12px}
.step p{color:#4b5563;margin-top:6px;font-size:.95rem}
.two{display:grid;grid-template-columns:1fr 1fr;gap:34px}
.ticks{list-style:none;display:flex;flex-direction:column;gap:9px}
.ticks li{padding-left:28px;position:relative;color:#374151}
.ticks li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}
.cta-row{margin-top:26px}
.faqs{display:flex;flex-direction:column;gap:10px;max-width:820px}
.faq{background:#fff;border:1px solid #eef0ef;border-radius:12px;padding:4px 18px}
.faq summary{cursor:pointer;font-family:'Syne';font-weight:700;color:var(--navy);padding:14px 0}
.faq p{color:#4b5563;padding:0 0 16px;font-size:.96rem}
.related{display:flex;flex-wrap:wrap;gap:10px}
.related a{background:#fff;border:1px solid #dfe6e4;border-radius:999px;padding:9px 16px;text-decoration:none;color:var(--teal-dark);font-size:.9rem;font-weight:500}
.related a:hover{border-color:var(--teal);background:#f0f7f5}
.hub{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px}
.hub-cat{background:#fff;border:1px solid #eef0ef;border-radius:var(--r);padding:20px}
.hub-cat h3{margin-bottom:12px}
.hub-links{display:flex;flex-direction:column;gap:7px}
.hub-links a{color:var(--teal-dark);text-decoration:none;font-size:.92rem}.hub-links a:hover{text-decoration:underline}
.wa-float{position:fixed;right:18px;bottom:18px;width:56px;height:56px;border-radius:50%;background:var(--wa);color:#fff;display:grid;place-items:center;font-size:1.5rem;text-decoration:none;box-shadow:0 8px 24px rgba(37,211,102,.4);z-index:60}
footer{background:var(--navy);color:#cbd2e0;padding:36px 0 24px;margin-top:10px}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:26px;margin-bottom:22px}
footer .logo-text,footer .logo{color:#fff}
footer h4{color:#fff;font-size:.95rem;margin-bottom:10px}
footer a{color:#cbd2e0;text-decoration:none;display:block;margin-bottom:6px;font-size:.9rem}footer a:hover{color:var(--gold)}
footer .f-brand p,footer p{font-size:.9rem;color:#9aa4bd;margin-top:8px}
.f-bottom{border-top:1px solid #2c3557;padding-top:16px;font-size:.82rem;color:#9aa4bd}.f-bottom a{color:var(--gold);display:inline}
@media(max-width:800px){.steps,.two,.f-grid{grid-template-columns:1fr}.hero h1{font-size:1.9rem}}